Contact Us
Say hi and let’s begin the productive journey.
Reach out to us whenever you need assistance.
Whether you have a question, need guidance, or require support at any stage of your journey, we're here to help. Our team is always available to provide the answers and assistance you need to make the best decisions. Don’t hesitate to reach out—your satisfaction and peace of mind are our top priority.
Say hi
+971 58 864 8093
Location
Office 807 Bayswater Tower,
Business Bay, Dubai
United Arab Emirates
Frequently Asked Questions
Our Frequently Asked Questions section covers the most common inquiries about our services, mortgage process, eligibility, and more—so you can get the clarity you need, quickly and easily. If you don't find what you're looking for, feel free to reach out to us directly.
- Who is eligible for a mortgage in the UAE?
- Most individuals can obtain a mortgage in the UAE, including UAE Nationals, UAE Residents (expats), and non-residents. However, the process, including rates and terms, varies depending on your residency status.
- Does Jamoka Properties provide support for new mortgages only?
- We’re here to assist you throughout your mortgage journey. Whether you’re securing your first mortgage or need help with existing ones—like buyouts, where you transfer your mortgage to another bank, or equity releases, allowing you to take out a second mortgage—we’ve got you covered.
- What type of properties can be mortgaged?
- The Central Bank allows mortgages on both old and new properties. Furthermore, you can finance plots of land, or construction financing.
- What is the minimum downpayment required?
- The minimum downpayment starts from 15% of the property price, depending on your profile and the property's value.
- Can my downpayment be paid from the mortgage or with another type of finance?
- No, the downpayment cannot be paid from the mortgage or another type of finance. It is one of the upfront costs that you will need to already have available for payment. However, there are banks that can help to finance a part of the client’s DLD fees and broker fees, if eligible.