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JAMOKA PROPERTIES

Largest UAE mortgage experts.

HOW MUCH CAN I BORROW GET PRE APPROVAL NOW

Our Story

We help you get the most out of your bank.

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Your Mortgage Experts in the UAE.

Backed by decades of experience in leading global and UAE banks, our mortgage experts have helped thousands of homebuyers turn their dreams into reality. We specialize in crafting personalized mortgage solutions tailored to your unique needs. From pre-approval to move-in day, we make the entire process smooth, simple, and stress-free—so you can focus on what truly matters: settling into your new home.

Preferred by homebuyers across the UAE

Seasoned professionals with a rich background in global and UAE banking guide you every step of the way.

Mortgage options built around you

We’re dedicated to finding a mortgage that works for you—on your terms, for your future.

Easy and efficient from beginning to end

From initial approval to loan disbursal, we guide you through every stage.

Your Go-To Mortgage Partner in the UAE


How much can I borrow?
How much does it cost?
25 Years

How much will it cost?

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Get Pre-Approval

Industry leaders in mortgage solutions.
Here's how we can assist you:


Resident Home Financing

With our deep understanding of the UAE home loan market and property transaction process, we simplify the mortgage journey for you, making it hassle-free and straightforward.

Global Buyers' Mortgage Solutions

Whether you're buying in Dubai, Abu Dhabi, or anywhere else in the UAE, we’re here to help with our exclusive, low-documentation mortgage options.

Equity Unlocking & Buyout Assistance

Whether you want to release equity from your property or refinance an overpaid mortgage, we’re here to help you find better, more affordable solutions.

Commercial Lending Services

From acquiring a new building to releasing equity on your current property, our experienced mortgage consultants are here to guide you every step of the way.
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Our Approach

From application to approval, we’ve streamlined the entire process to turn your dream home into a reality. Discover how simple it can be below.

01. Chat with an expert for personalized advice
We invest the time to understand your homeownership goals and financial situation, ensuring we find the best mortgage solutions tailored to your needs.
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FAQ

Frequently Asked Questions

Who is eligible for a mortgage in the UAE?
Most individuals can obtain a mortgage in the UAE, including UAE Nationals, UAE Residents (expats), and non-residents. However, the process, including rates and terms, varies depending on your residency status.
Does Jamoka Properties provide support for new mortgages only?
We’re here to assist you throughout your mortgage journey. Whether you’re securing your first mortgage or need help with existing ones—like buyouts, where you transfer your mortgage to another bank, or equity releases, allowing you to take out a second mortgage—we’ve got you covered.
What type of properties can be mortgaged??
The Central Bank allows mortgages on both old and new properties. Furthermore, you can finance plots of land, or construction financing.
What is the minimum downpayment required?
The minimum downpayment starts from 15% of the property price, depending on your profile and the property's value.
Can my downpayment be paid from the mortgage or with another type of finance?
No, the downpayment cannot be paid from the mortgage or another type of finance. It is one of the upfront costs that you will need to already have available for payment. However, there are banks that can help to finance a part of the client’s DLD fees and broker fees, if eligible.

No need to wait months—get your mortgage in just 2 weeks!

We collaborate with our banking partners to bring you exclusive offers available only through us.

Contact us